Your course
London boroughs carry a higher living-cost rate.
Living costs are capped at 9 months however long the course runs.
First year only. Use the figure printed on the CAS.
Must be confirmed on your CAS or by a receipt.
Only university accommodation counts, and only up to £1,334.
The date you submit the online application, not the biometrics appointment.
Only used to show an approximate rupee figure.
Unlock your visa funds calculation
Your exact 28-day bank balance requirement and valid hold dates: one step away.
Still worth checking by hand
- The account must be a personal bank or building society account with immediate access. Business accounts are not accepted.
- If the money sits in a parent's account you need their written consent, plus proof of your relationship.
- Large unexplained deposits invite questions. Money that appears days before the window and cannot be traced is a common refusal reason.
- Fixed deposits, shares, pensions, and overdraft headroom do not count as available funds.
Frequently Asked Questions
Clear, accurate answers based on official guidelines and real mentorship experience.
Where these figures come from
Living costs are £1,529 a month in London and £1,171 outside, for up to 9 months, taken from GOV.UK and last checked on 21 August 2026. UKVI sets these rates and changes them. Before you move money, confirm the current figures yourself.
Check the official GOV.UK pageThis is a planning aid, not immigration advice. Margam is not a law firm or an immigration adviser. For a refusal on your record or a complicated case, speak to a qualified immigration lawyer.
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Jeevithram Mamidala
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