Your master's, without the guesswork.
Shortlists built on your CGPA, budget and job market. Not on which university pays the consultant.
Why PG applicants get stuck.
- Low CGPA or backlogs
- A 6.8 CGPA still gets admits, at the right universities. We know which ones read the whole profile.
- Explaining a work gap
- Gaps are context, not confessions. We frame them in your SOP so they read as intent.
- ROI vs loan burden
- A ₹40L loan needs a ₹60L+ starting salary path. We model it before you apply, not after.
- Deadlines across 3 countries
- UK rolling, US Fall, Germany Winter. One calendar, colour-coded, shared with you.
Everything, at one desk.
How Margam helps at PG. Five things we do, in the order they happen.
- 01
Honest profile read
CGPA, backlogs, tests, work experience. What it opens and what it closes.
- 02
ROI-first shortlist
8 to 10 universities ranked by admit odds and salary-to-loan ratio, not brand alone.
- 03
SOP, LORs, CV
Drafted with you in your voice. Three rounds of edits included.
- 04
Loans without collateral
Sanction letters from NBFC and bank partners, typically inside two weeks.
- 05
Visa and arrival
Mock interviews, financial documents, housing, and a batch WhatsApp group.
The Margam PG process.
One connected route from the first profile read to departure. Most students finish the application stage inside ten weeks.
- 01Week 1
Profile evaluation
CGPA, tests, experience, read honestly
- 02Week 1–2
University shortlist
8 to 10 universities ranked by admit odds and ROI
- 03Week 2–8
Applications
SOP, LORs, CV, portals. Submitted before deadlines
- 04Week 6–10
Education loan
Collateral-free sanction from our partners
- 05Post-offer
Visa
Documents, mock interview, slot booking
- 06Final 6 weeks
Pre-departure
Housing, forex, batch group, arrival plan
PG profile assessment.
Bring your degree marksheets, test scores if any, and your CV. Leave knowing your realistic tier of universities and what each will cost.
- Academics
- CGPA, backlogs, degree relevance
- Tests
- GRE or GMAT, needed or not. IELTS or MOI
- Experience
- Work, projects, publications, gaps
- ROI
- Loan size vs first-job salary range
“We’re not for everyone. But if you’re tired of noise and ready for clarity, we are here.”
People who studied abroad
Everyone guiding you has done this journey themselves: the visa queue, the first winter, the loan EMI.
One desk for UG and PG
Same team, same honesty, whether you are 17 or 27. No handoffs, no re-explaining.
No random universities, ever
We show you the commission list. If a university is on your shortlist, it is because it fits you.
Tools that help with this.
Good questions.
The PG questions we hear most. Ask the rest on a free call.
No. Several strong universities read the full profile: experience, projects, SOP. We shortlist those first.
Get your PG roadmap.
Free 20-minute consultation. No obligation. You leave with three things.
- 01Your realistic tierWhich universities read your profile well, and which will not.
- 02A real budgetTuition plus living, in rupees, against a loan you can repay.
- 03One next stepThe single thing to do this week.
